51745 Winding Waters Lane

Elkhart, IN
$ 529,900 Beds 4 Baths 2.5 Sq 3,857 Virtual Tour
Monthly Estimate* How much can I afford?

Discover the chance to own a spacious waterfront retreat on Beautiful Christiana Creek. This impressive 3,800 + Sq.ft. home sits on 1.6 serene acres and offers the perfect blend of recent updates and untapped potential, ideal for buyers looking to add their own personal touch. Inside you will find 4 generous bedrooms,2.5 baths, and multiple inviting spaces, including two fire places and a charming wood-burning stove that adds warmth and character throughout. Several improvements have been completed for you, including an updated kitchen, all 3 bathrooms, new flooring, fresh interior paint, some light fixtures and a Metal roof-a huge value for long term peace of mind. Well and termite inspections have been completed for peace of mind. Reports attached. The breathtaking waterfront views, natural beauty surrounding this home creates an unmatched sense of tranquility.

Single Family

  • Price
  • $ 529,900
  • City
  • Elkhart
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • ELKHART
  • Half Bathrooms
  • 1
  • Area
  • Osolo
  • Lot Size
  • 1.63 Acres
  • Zip
  • 46514
  • Sqr Footage
  • 3,857
  • Year Built
  • 1956
  • Taxes
  • $ 2680
  • Style
  • Ranch
  • MLS#
  • 202549372
Listed By: Maria Carranza with Berkshire Hathaway HomeServices Elkhart; Office: 574-293-1010
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Septic
Heating Gas
Cooling Central Air
Laundry Y/N Basement
Fireplaces Yes
Water Access Type Frontage Lot
Garage Attached
Amenities Ceilings-Beamed,Ceilings-Vaulted,Dryer Hook Up Gas/Elec,Garage Door Opener,Pocket Doors,Porch Open,Main Level Bedroom Suite,Main Floor Laundry,Washer Hook-Up
Status Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 1956
New Construction No
Subdivision Winding Waters
Style One Story
Township Osolo
Class RESIDENTIAL
Type Site-Built Home
Age 70
FIPS Code 18039
Associated Document Count 5
REO No
Status Active
Auction Y/N No
Annual Taxes 2680.14
Area Elkhart County
High School Elkhart
City Elkhart
School District Elkhart Community Schools
Assoc. Dues Frequency Not Applicable
Architectural Style Ranch
Total Sq Ft 3857
Elementary School Mary Feeser
Middle School West Side
Legal Description WINDING WATERS LOT 6 S1/2 LOT 7
Agent First Name Maria
Agent Last Name Carranza
DOM 271
Tax Year 2025
PROPOSED FINANCING Cash,Conventional,FHA,VA

Interior Features

Basement Walk-Out Basement,Partially Finished,Outside Entrance
Fireplace(s) 2
Flooring Vinyl
Beds 4
Total Rooms 8
Fireplace Wood Burning,Wood Burning Stove
Full Baths Main 2
Total Finished SqFt 3857
Basement Y/N Yes
Above Grade Bedrooms 4
Half Baths Main 1
1st Bedroom Level Main
1st Bedroom Width 16
2nd Bedroom Length 12
2nd Bedroom Level Main
2nd Bedroom Width 12
3rd Bedroom Length 12
3rd Bedroom Level Main
3rd Bedroom Width 12
4th Bedroom Length 10
4th Bedroom Level Main
4th Bedroom Width 11
Above Grade Finished SqFt 2565
Below Grade Finished SqFt 1292

Exterior Features

Exterior Cedar
Water Frontage 184
Driveway Circular
Pool No
Waterfront Creek
Garage Length 24
Garage Width 22
Lot Size Area 71225
Lot Dimensions 91x478
Lot Description Waterfront
Garage SqFt 528
Well Type Private
Water Name Christiana Creek
Approx. Lot Size Acres 1.63
Garage Capacity 2
ROOF MATERIAL Metal
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mary Feeser Elementary School
Middle School West Side Middle School
High School Elkhart High School

Price History

12/19/2025 Listed $575,000
12/26/2025 5% - $550,000
1/15/2026 1% - $544,900
3/9/2026 1% - $539,900
4/7/2026 1% - $534,900
5/4/2026 1% - $529,900

Property vs Zip Code Average in 46514

Price
AVG $500K
$530K
Taxes
AVG $3,523
$2,680
Year Built
AVG 1978
1956
Visits
AVG 58
235
Data Provided by Inside Real Estate®

Areas That We Cover

51745 Winding Waters Lane Elkhart, IN is a Single Family Home for sale at $529900 with 3857 sqft and a lot size of 1.63 Acres Acre(s). 51745 Winding Waters Lane Elkhart has 4 bedrooms, 2 baths and was built in 1956. The property's zip code is 46514 which is in Elkhart, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.