Amanda Pietrzak

1322 Country Club Terrace

Warsaw, IN
$ 1,699,000 Beds 5 Baths 3.5 Sq 3,500 Virtual Tour
Monthly Estimate* How much can I afford?

Completely reimagined from top to bottom, this exceptional Winona Lakefront residence blends timeless architecture with modern luxury in one of the area's most desirable locations. Offering nearly 90 ft of frontage on beautiful all-sports Winona Lake, this remarkable property captures panoramic water views from nearly every main living space. Following an extensive whole-home renovation, every detail was thoughtfully updated. Wide-plank luxury vinyl flooring, new carpeting, beautifully remodeled baths, and an updated kitchen create a cohesive, move-in-ready home. The kitchen, a true centerpiece: new cabinetry, leathered granite countertops, premium appliances, an induction range, generous workspace, and an open layout designed for gathering with family and friends. The dramatic great room is filled with natural light beneath a soaring coffered ceiling and anchored by a beautiful stone fireplace, creating an inviting atmosphere that feels both elegant and comfortable. Multiple living and entertaining spaces flow effortlessly toward the lake, where expansive windows frame breathtaking views throughout the day. One of the property's most valuable additions is the newly constructed 800-square-foot private apartment above the oversized three-car garage. Complete with its own kitchen, living area, bedroom, and bath, it offers exceptional flexibility for overnight guests, multigenerational living, a private home office, or an ideal retreat for extended family. Outdoor living is equally impressive. Newly constructed gabled covered decks extend your living space outdoors, creating the perfect setting for lakeside dining, morning coffee, or relaxing while overlooking the water. The spacious open decks, lakeside lawn, and private pier make it easy to enjoy everything Winona Lake has to offer, from boating and paddleboarding to sunset cruises and weekend gatherings. Below, the unfinished basement provides practical storage, offering the ideal space for lake toys, paddleboards, fishing gear, seasonal dcor, and all the extras that come with waterfront living. With approximately 3,500 sf, five bedrooms, three full baths, one half bath, an attached three-car garage, and an unbeatable location just minutes from the Village at Winona, parks, trails, shopping, and dining, this is a rare opportunity to own a beautifully renovated waterfront home where every improvement has already been completed. Simply arrive, enjoy the view, and begin making memories at Winona Lake!

Single Family

  • Price
  • $ 1,699,000
  • City
  • Warsaw
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • KOSCIUSKO
  • Half Bathrooms
  • 1
  • Area
  • Wayne
  • Lot Size
  • 0.36 Acres
  • Zip
  • 46580
  • Sqr Footage
  • 3,500
  • Year Built
  • 1930
  • Taxes
  • $ 10364
  • Style
  • Traditional
  • MLS#
  • 202631132
Listed By: Brian Peterson with Brian Peterson Real Estate;
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Water Access Type Lakefront
Garage Attached
Amenities 1st Bdrm En Suite,Breakfast Bar,Built-In Bookcase,Ceiling-9+,Ceiling Fan(s),Closet(s) Walk-in,Countertops-Stone,Deck Open,Deck on Waterfront,Disposal,Garage Door Opener,Irrigation System,Kitchen Isla
Status Active
Full Baths 3
Half Baths 1
Bathrooms 4
Year Built 1930
New Construction No
Subdivision Yarnelle Point
Style Three Story
Township Wayne
Class RESIDENTIAL
Type Site-Built Home
Age 96
FIPS Code 18085
Inside City Limits Yes
Associated Document Count 5
REO No
Status Active
Auction Y/N No
Common Amenities None
Dining Room Level Main
Annual Taxes 10364.92
Area Kosciusko County
Location City/Town/Suburb,Lake
High School Warsaw
City Warsaw
School District Warsaw Community
Assoc. Dues Frequency Not Applicable
Assoc. Restrictions Y/N Yes
Architectural Style Traditional
Total Sq Ft 4638
Elementary School Eisenhower
Middle School Edgewood
Legal Description 4-75-3 LOTS 14 & 15 YARNELLE POINT 1ST ADD & PT VAC ALLEY & PUBLIC EASE
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202631132
Agent First Name Brian
Agent Last Name Peterson
DOM 55
Tax Year 2026
PROPOSED FINANCING Cash,Conventional,VA

Interior Features

Basement Partial Basement,Unfinished
Fireplace(s) 1
Flooring Carpet,Laminate,Other
Other Room 1 Level Upper
Kitchen Length 14
Laundry Room Width 10
Laundry Room Length 9
Kitchen Width 10
Beds 5
Total Rooms 12
Dining Room Length 12
Dining Room Width 17
Other Room 2 Level Main
Fireplace Living/Great Rm,One
Living Room Width 25
Den Length 15
Den Width 8
Other Room 2 Length 18
Other Room 2 Width 8
Other Room 1 Description Kitchen 2
Other Room 2 Description Sitting area
Living Room Length 15
Full Baths Main 1
Full Baths Upper 2
Total Finished SqFt 3500
Basement Y/N Yes
Other Room 1 Length 17
Other Room 1 Width 9
Above Grade Bedrooms 5
Half Baths Main 1
1st Bedroom Level Main
1st Bedroom Width 18
2nd Bedroom Length 15
2nd Bedroom Level Upper
2nd Bedroom Width 10
3rd Bedroom Length 11
3rd Bedroom Level Upper
3rd Bedroom Width 9
4th Bedroom Length 9
4th Bedroom Level Upper
4th Bedroom Width 11
5th Bedroom Length 11
5th Bedroom Level Upper
5th Bedroom Width 12
Above Grade Finished SqFt 3500
Below Grade Unfin. SqFt 1138
Extra Room Description Apt Liv Rm
Extra Room Length 17
Extra Room Level Upper
Extra Room Width 15
Living/Great Rm Level Main

Exterior Features

Exterior Vinyl
Water Frontage 87
Driveway Concrete
Pool No
Waterfront Lake
Garage Length 30
Garage Width 30
Lot Size Area 15682
Lot Dimensions 87X190x87x165
Lot Description Slope,Waterfront,0-2.9999,Lake
Garage SqFt 900
Water Features Pier/Dock Available
Well Type Private
Water Name Winona Lake
Approx. Lot Size Acres 0.36
Garage Capacity 3
Off Street Parking Y/N Yes
ROOF MATERIAL Metal,Shingle
Lake Ski Lake
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Eisenhower Elementary School
Middle School Edgewood Middle School
High School Warsaw High School

Price History

8/1/2026 Listed $1,799,000
9/3/2026 6% - $1,699,000

Property vs Zip Code Average in 46580

Price
AVG $410K
$1.7M
Taxes
AVG $3,302
$10,364
Year Built
AVG 1970
1930
Visits
AVG 56
10
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1322 Country Club Terrace Warsaw, IN is a Single Family Home for sale at $1699000 with 3500 sqft and a lot size of 0.36 Acres Acre(s). 1322 Country Club Terrace Warsaw has 5 bedrooms, 3 baths and was built in 1930. The property's zip code is 46580 which is in Warsaw, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Amanda Pietrzak

Amanda Pietrzak

574-229-5999

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