4490 W 500 N

Columbia City, IN
$ 320,000 Beds 3 Baths 2 Sq 1,440 Virtual Tour
Monthly Estimate* How much can I afford?

Rare opportunity for lakefront living on 2.36 acres with over 200 feet of frontage on Troy Cedar Lake in Whitley County! This property offers the space, privacy, and waterfront lifestyle that is increasingly hard to find. Enjoy beautiful views of the lake and surrounding land from the 14x14 screened-in porch, conveniently located just off the dining area and perfect for relaxing or entertaining. The 3 bedroom, 2 bath home offers an open kitchen and dining layout, with generous closet space in each bedroom. A one-car attached garage provides added convenience, while the adjacent fish cleaning station with sink is ideal for making the most of your time on the lake. Heating options include a wood-burning stove or gas forced air. Recent updates and features include a roof approximately 5 years old, recently pumped septic tank, and an owned propane tank. With an exceptional amount of land and lake frontage, this property provides a wonderful opportunity to enjoy lake life while adding your own personal touches to the home over time. Bring your vision and make this unique lakefront property your own!

Single Family

  • Price
  • $ 320,000
  • City
  • Columbia City
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WHITLEY
  • Half Bathrooms
  • 0
  • Area
  • Etna Troy
  • Lot Size
  • 2.36 Acres
  • Zip
  • 46725
  • Sqr Footage
  • 1,440
  • Year Built
  • 1952
  • Taxes
  • $ 160
  • Style
  • Ranch
  • MLS#
  • 202636559
Listed By: Danielle Arnold with Minear Real Estate;
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Septic
Heating Propane,Forced Air,Propane Tank Owned
Kitchen Level Main
Cooling Window
Laundry Y/N Main
Fireplaces No
Water Access Type Lakefront
Garage Attached
Amenities Attic Storage,Breakfast Bar,Ceiling Fan(s),Closet(s) Walk-in,Detector-Carbon Monoxide,Detector-Smoke,Garage Door Opener,Porch Screened,Main Level Bedroom Suite
Status Active
Full Baths 2
Bathrooms 2
Year Built 1952
New Construction No
Subdivision None
Style One Story
Township Etna Troy
Class RESIDENTIAL
Type Site-Built Home
Age 74
FIPS Code 18183
Associated Document Count 1
REO No
Status Active
Auction Y/N No
Dining Room Level Main
Annual Taxes 160.22
Area Whitley County
High School Columbia City
City Columbia City
School District Whitley CO Cons Schools
Assoc. Dues Frequency Not Applicable
Architectural Style Ranch
Total Sq Ft 1440
Elementary School Northern Heights
Middle School Indian Springs
Legal Description 200ft SW Cor Frl S2 SW4 S11 T32 R8 2.36A
Agent First Name Danielle
Agent Last Name Arnold
DOM 20
Tax Year 2025
PROPOSED FINANCING Cash,Conventional

Interior Features

Basement Crawl,Slab
Kitchen Length 14
Laundry Room Width 9
Laundry Room Length 5
Kitchen Width 12
Beds 3
Total Rooms 4
Dining Room Length 13
Dining Room Width 16
Fireplace Wood Burning Stove
Living Room Width 16
Living Room Length 16
Full Baths Main 2
Total Finished SqFt 1440
Basement Y/N No
Above Grade Bedrooms 3
1st Bedroom Level Main
1st Bedroom Width 11
2nd Bedroom Length 10
2nd Bedroom Level Main
2nd Bedroom Width 14
3rd Bedroom Length 7
3rd Bedroom Level Main
3rd Bedroom Width 13
Above Grade Finished SqFt 1440
Living/Great Rm Level Main

Exterior Features

Exterior Vinyl
Water Frontage 200
Pool No
Waterfront Lake
Garage Length 18
Garage Width 28
Lot Size Area 102802
Lot Dimensions 200x500x200x412
Lot Description Waterfront,Flood Plain,0-2.9999,Lake,Water View,Waterfront-Level Bank
Garage SqFt 504
Well Type Private
Water Name Troy Cedar Lake
Approx. Lot Size Acres 2.36
Garage Capacity 1
Lake Non Ski Lake
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Northern Heights Elementary School
Middle School Indian Springs Middle School
High School Columbia City High School

Price History

9/4/2026 Listed $320,000

Property vs Zip Code Average in 46725

Price
AVG $330K
$320K
Taxes
AVG $1,886
$160
Year Built
AVG 1972
1952
Visits
AVG 30
7
Data Provided by Inside Real Estate®

Areas That We Cover

4490 W 500 N Columbia City, IN is a Single Family Home for sale at $320000 with 1440 sqft and a lot size of 2.36 Acres Acre(s). 4490 W 500 N Columbia City has 3 bedrooms, 2 baths and was built in 1952. The property's zip code is 46725 which is in Columbia City, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.