13 Ems C19c Lane

Warsaw, IN
$ 545,000 Beds 3 Baths 2 Sq 1,430 Virtual Tour
Monthly Estimate* How much can I afford?

Escape to your own slice of paradise with this exceptional year- round Chapman Lake property! Whether you are a sports enthusiast or simply seeking a tranquil getaway, this solid and meticulously cared-for home provides both. As you step inside you're greeted by panoramic water views that stretch from the kitchen, dining room and vaulted living room. The layout is thoughtfully designed with a bedroom and full bath on the main floor & two bedrooms and a full bath on the 2nd floor. Fully appointed kitchen with a large breakfast bar. Updated bathrooms. NEW seawall, private boat docks for 2 boats and pier are included! NEW furnace, central air, ROOF AND Patio doors. 20X10 Outbuilding. Room for a garage if desired. OPEN HOUSE THIS Sunday 09-6-2026 1-3 pm

Single Family

  • Price
  • $ 545,000
  • City
  • Warsaw
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • KOSCIUSKO
  • Half Bathrooms
  • 0
  • Area
  • Plain
  • Lot Size
  • 0.186 Acres
  • Zip
  • 46582
  • Sqr Footage
  • 1,430
  • Year Built
  • 1998
  • Taxes
  • $ 370780
  • Style
  • Traditional
  • MLS#
  • 202636748
Listed By: Karin Hamilton with Hamilton Real Estate Group LLC;
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Regional
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Water Access Type Channel Front/Canal
Amenities Breakfast Bar,Ceiling Fan(s),Deck Open,Eat-In Kitchen,Landscaped,Open Floor Plan,Great Room
Status Active
Full Baths 2
Bathrooms 2
Year Built 1998
New Construction No
Subdivision Arrowhead Park
Style One and Half Story
Township Plain
Class RESIDENTIAL
Type Site-Built Home
Age 28
FIPS Code 18085
Associated Document Count 1
REO No
Status Active
Auction Y/N No
Annual Taxes 370780
Area Kosciusko County
High School Warsaw
City Warsaw
School District Warsaw Community
Assoc. Dues Frequency Not Applicable
Architectural Style Traditional
Total Sq Ft 1430
Elementary School Harrison
Middle School Edgewood
Legal Description Lot 3 Arrowhead Park
Agent First Name Karin
Agent Last Name Hamilton
DOM 19
Tax Year 2026
PROPOSED FINANCING Cash,Conventional

Interior Features

Basement Crawl
Kitchen Length 12
Kitchen Width 10
Beds 3
Total Rooms 8
Living Room Width 14
Living Room Length 14
Full Baths Main 1
Full Baths Upper 1
Total Finished SqFt 1430
Basement Y/N No
Above Grade Bedrooms 3
1st Bedroom Level Upper
1st Bedroom Width 13
2nd Bedroom Length 13
2nd Bedroom Level Main
2nd Bedroom Width 10
3rd Bedroom Length 12
3rd Bedroom Level Upper
3rd Bedroom Width 8
Above Grade Finished SqFt 1430
Living/Great Rm Level Main

Exterior Features

Exterior Vinyl
Water Frontage 50
Pool No
Waterfront Lake
Lot Size Area 8102
Lot Dimensions 50x162
Lot Description Level
Water Features Pier/Dock
Well Type Private
Water Name Little Chapman Lake
Approx. Lot Size Acres 0.186
Lake Access to Ski Lake
Waterfront Y/N Yes
Garage Y/N No

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Harrison Elementary School
Middle School Edgewood Middle School
High School Warsaw High School

Price History

9/4/2026 Listed $545,000

Property vs Zip Code Average in 46582

Price
AVG $420K
$550K
Taxes
AVG $22,066
$370,780
Year Built
AVG 1987
1998
Visits
AVG 93
15
Data Provided by Inside Real Estate®

Areas That We Cover

13 Ems C19c Lane Warsaw, IN is a Single Family Home for sale at $545000 with 1430 sqft and a lot size of 0.186 Acres Acre(s). 13 Ems C19c Lane Warsaw has 3 bedrooms, 2 baths and was built in 1998. The property's zip code is 46582 which is in Warsaw, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.