455 Lane 221b Hamilton Lk

Hamilton, IN
$ 615,000 Beds 4 Baths 2 Sq 1,602 Virtual Tour
Monthly Estimate* How much can I afford?

Enjoy lake life and incredible sunset views from this move-in-ready Hamilton Lake home offering 50 feet of lake frontage and a concrete seawall. Whether you're looking for a year-round residence or the perfect lake getaway, this home offers plenty of space for family and friends with four bedrooms, two full baths, and two separate living areas. The inviting interior features a wood-burning fireplace, an eat-in kitchen, and beautiful lake views from multiple rooms throughout the home. Outside, three separate outdoor living spaces provide plenty of room to relax, entertain, and take in the expansive views of the lake. The property includes two lots, additional driveway parking, and a detached two-car garage with room for vehicles, lake toys, and boat storage. Updates include replacement windows, A/C, water heater, updated bathrooms and interior finishes, along with low-maintenance landscaping. With the interior and exterior already updated, all that's left to do is settle in and start enjoying everything Hamilton Lake has to offer.

Single Family

  • Price
  • $ 615,000
  • City
  • Hamilton
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • STEUBEN
  • Half Bathrooms
  • 0
  • Area
  • Otsego
  • Lot Size
  • 0.16 Acres
  • Zip
  • 46742
  • Sqr Footage
  • 1,602
  • Year Built
  • 1950
  • Taxes
  • $ 5916
  • Style
  • Site-Built Home
  • MLS#
  • 202639378
Listed By: Gabe Cerny with RE/MAX Results; Cell: 260-668-9702
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating Baseboard
Kitchen Level Basement
Cooling Central Air
Laundry Y/N Basement
Fireplaces Yes
Water Access Type Lakefront
Garage Detached
Amenities Countertops-Solid Surf,Deck on Waterfront,Dryer Hook Up Electric,Eat-In Kitchen,Garage Door Opener,Landscaped,Open Floor Plan
Status Active
Full Baths 2
Bathrooms 2
Year Built 1950
New Construction No
Subdivision Penn Park
Style One Story
Township Otsego
Class RESIDENTIAL
Type Site-Built Home
Age 76
FIPS Code 18151
Associated Document Count 3
REO No
Status Active
Auction Y/N No
Annual Taxes 5916.12
Area Steuben County
Location Lake
High School Hamilton
City Hamilton
School District Hamilton Community
Assoc. Dues Frequency Annually
HOA Fees $ 125
Total Sq Ft 1602
Elementary School Hamilton
Middle School Hamilton
Legal Description PENN PARK Lot 71 and PENN PARK NE 10' Tri Pc Lot 72
Branded Virtual Tour https://listing.arthomephoto.com/sites/455-ln-221b-hamilton-lake-hamilton-in-46742-29087919/branded
Agent First Name Gabe
Agent Last Name Cerny
Tax Year 2026

Interior Features

Basement Walk-Out Basement,Finished
Fireplace(s) 1
Kitchen Length 13
Laundry Room Width 6
Laundry Room Length 15
Kitchen Width 14
Beds 4
Total Rooms 9
Fireplace Living/Great Rm,Wood Burning,Basement
Family Room Width 14
Living Room Width 18
Family Room Length 13
Living Room Length 20
Full Baths Main 1
Total Finished SqFt 1602
Basement Y/N Yes
Above Grade Bedrooms 3
Below Grade Baths 1
Below Grade Bedrooms 1
Full Baths Below Grade 1
1st Bedroom Level Main
1st Bedroom Width 14
2nd Bedroom Length 12
2nd Bedroom Level Main
2nd Bedroom Width 13
3rd Bedroom Length 12
3rd Bedroom Level Main
3rd Bedroom Width 12
4th Bedroom Length 11
4th Bedroom Level Basement
4th Bedroom Width 10
Above Grade Finished SqFt 801
Below Grade Finished SqFt 801
Living/Great Rm Level Basement

Exterior Features

Exterior Aluminum,Vinyl
Water Frontage 50
Pool No
Waterfront Lake
Garage Length 24
Garage Width 24
Lot Size Area 6970
Lot Dimensions Irregular
Lot Description Lake
Fence None
Garage SqFt 576
Water Name Hamilton Lake
Approx. Lot Size Acres 0.16
Garage Capacity 2
Lake Ski Lake
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hamilton Elementary School
Middle School Hamilton Middle School
High School Hamilton High School

Price History

9/23/2026 Listed $615,000

Property vs Zip Code Average in 46742

Price
AVG $680K
$620K
Taxes
AVG $4,802
$5,916
Year Built
AVG 1964
1950

Areas That We Cover

455 Lane 221b Hamilton Lk Hamilton, IN is a Single Family Home for sale at $615000 with 1602 sqft and a lot size of 0.16 Acres Acre(s). 455 Lane 221b Hamilton Lk Hamilton has 4 bedrooms, 2 baths and was built in 1950. The property's zip code is 46742 which is in Hamilton, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.